Divorce can be hard on many levels. One of the things that can be crucial is the financial split of the couple's assets. These assets include retirement benefits and investments. Figuring out how benefits should be divided, or if they are even able to be divided, can be a minefield if not navigated properly. It is often that one of the spouses becomes the couple's treasurer, but it is important that both partners are aware of the couple's financial situation. This is especi

The first month of 2018 is behind us but it is not too late to take stock of various aspects of our lives. One of the primary areas that is commonly reviewed each year is personal finance. If you are thinking about retiring within the next few years or longer, you may want to create a resolution or two so that you can better plan for your non-working years. However, some people believe that it is simply too late for any type of plan to be effective or beneficial. While it is

Did you hear about the people that are mortgaging their home to invest in Bitcoin? It seems that as more and more people become interested in Bitcoin, that more people are thinking about adding it to their portfolio. With the recent major price increase of this cryptocurrency, there seem to be two opinions; one side is saying that Bitcoin is just a fad and that it serves no real investment purpose, while the other side feels the gains are worth the risks. With so many people

Most adults who are approaching retirement or who have reached this stage in their lives are aware that income is a major factor that mortgage underwriters focus on when applying for a home loan. The primary source of income that working adults have usually is from their full-time employment, and some income may also be derived from investments, royalties or other sources. After you retire, however, you do not have a job, and you may think that you cannot qualify for a home l

When a person thinks of retirement, they can have a thousand things running through their mind. They are sometimes met with a mix of emotions about the situation that they are going to be in. On one hand, retiring means that you get to sit back, relax, and enjoy the fruit of your labor. This is what you have been working all those years for; for the time you can live how you want to, and do the things that you have always loved doing. For some people, retiring is a beautiful